I dont know about the 95, but my neighbor as a 96 Contour Sport with 4 cyl, auto and the engine and tranmsission as well as the water pump, power lock switch (which still doesnt work), window regulator and all adds up to $7000 in repairs and her car as only 150,000km, Lemon for sure.
I have a 98 SVT with V6/5-speed manual and so far, I really like it!