Originally posted by Square Root Guy:
Anyways, in Michigan we have no-fault insurance so my insurance will have to pay for the damage. My first accident too, and yeah even though it wasn't my fault, my rates will go up (even though they shouldn't in theory).
That sucks!!! Hypothetically speaking then, even if your car was parked in your garage and someone plowed into it, your rates would STILL go up even though you did absolutely nothing at all?
This must be heaven for those who get in a lot of their-fault accidents, but really blows for the innocent like you.