Uh, plenty of makers sell just hub and bearing pressed with no knuckle, I used to sell them.............some will go in more than one model of knuckle. The key phrase about bearing inside actually shows OP doesn't have a clue, not an intimation of being inside knuckle. You can only get the third part if it is a flange that bolts to knuckle, if no flange then just hub and bearing sold. Contour has no flange. Commonly 4WD, trucks, and SUV use the flange..........
Many pictures show two circlips, don't be surprised if you only have one. Use it in the position most favorable to your bearing pressjob into knuckle (let the guy doing it determine side to put it in).
I have many times used the hot/cold parts trick to 'press' parts with no press. BUUUUUUUUUUUTTTTTTTTTT..........
'I know you can put the hub into the bearing without a press though.'
this open-ended statement can get you into trouble lickety-split. The bearing is actually two bearings with a common center race. The outsides are barely snapped in place, simply tapping on hub into bearing will commonly knock loose the opposite side of bearing to ruin it since you cannot get it back together. The inside hub press is far less pressfit than outside to knuckle, I use simply allthread and washers to positively keep the backside bearing half positively in place while pulling hub into bearing from other side. No need to use hot/cold trick on that one, it goes in easy enough.
215 ft.lbs will work fine, I simply quoted an average that almost all FWD cars use, the more important thing is to make damn sure you hit at LEAST the lower 175 number, that is the one that if not reached will cause problems. I use 200 since easier to remember, and have never had a problem.